Put It On Lay-Buy
Understanding Lay-Buy
Put It On Lay-Buy is a retail payment option that allows you to reserve items while paying for them over time. This method provides a flexible way to shop without the immediate financial burden of full payment. For example, if you see that perfect gadget but can't afford it right away, lay-buy enables you to secure it. You pay a deposit and then make smaller payments until the item is fully paid off, ensuring you don't miss out.
Benefits of Using Lay-Buy
One of the significant advantages of using lay-buy is that it helps you manage your budget effectively. You can plan your payments according to your financial situation, which is essential for avoiding debt. Additionally, it gives you peace of mind, knowing that your desired products are set aside for you. Therefore, customers often find themselves more satisfied with their purchases, as they can buy without stressing over how to cover the total cost upfront.
How to Use Lay-Buy Effectively
To make the most of Put It On Lay-Buy, it’s crucial to understand the terms of each lay-buy agreement. Ensure you know the duration of the payment plan and any fees involved. Also, keep track of your payment schedule, so you never miss a due date. You can enjoy a simpler shopping experience and receive your desired products sooner rather than later. By following these tips, you can successfully navigate your purchases without the strain of immediate payment.
What is Lay-Buy?
Powered by PayPal, Lay-Buy is an easy & convenient way for you to reserve your item(s) by paying a deposit, then having automatic monthly instalments drawn out from your account until your order is paid in full. Cheaper and safer than buy now, pay later and interest-free payments are automatically setup between you and Fit 'n' Fun Cat Wheel with no manual payments needed by either party. With a minimum down-payment of 20% and a maximum payoff period of 5 months all interest free. You can even settle your Lay-Buy order early at any given time, so you receive your order sooner. Simply contact info@fitnfunatwheel.com to arrange this. Please note there is an initial 2% charge to use Lay-Buy's services.
Lay-Buy Q&As
Lay-Buy Terms & Conditions
- A 20% deposit must be made at the time of placing the order through the Lay-Buy app at the checkout.
- Equal monthly payments are deducted automatically on the same day each month for the length of the Lay-Buy contract. For example, a 5-month Lay-Buy would be paid with 20% deposit of the total amount including shipping and 5 x equal monthly payments of the balance. These amounts are fixed and cannot be changed.
- No additional payments can be made; however, if you wish to pay your order off sooner, feel free to contact us: info@fitnfuncatwheel.com.
- If there are insufficient funds in the account and payment cannot be taken, Lay-Buy will attempt again in 2 day's time, followed by a third attempt in 5 days.
- Cancelled Lay-Buy contracts cannot be reinstated and 20% of the total order amount will be forfeited. This 20% covers fees and charges received for processing the Lay-Buy, warehousing, and third-party services. Any additional amount paid above 20% will be refunded in full.
- It is the customer's responsibility to ensure sufficient funds are available each month. Fit ‘n’ Fun Cat Wheel does not send payment reminders. You will not be emailed by Fit ‘n’ Fun Cat Wheel to be informed of missed payments.
- Once a final payment or balance has been received, it can take up to 2 business days to fulfil the order. Standard delivery times apply to all Lay-Buys.
- If there is a change in the sale price after you start your Lay-Buy plan, this does not change your outstanding amount, and you are required to pay the amount shown on your original order. If you choose to cancel your Lay-Buy, you will forfeit the 20% deposit.
- Please note: Lay-Buy is set at the price advertised when placing the order. If there is a change in the price of any product(s) after you have placed your order, this does not change your outstanding amount, and you are still required to pay the amount shown on your original Lay-Buy invoice. However, you can choose to cancel your lay-by order, but you will forfeit 20%. This also applies to sales, special offers, and free giveaways including free shipping.
- Lay-Buy orders cannot be changed after 24 hours. When a Lay-Buy order is placed, your goods are reserved and prepared in a secure facility.